The Pen is Mightier than the Sword

[adzboarder]

How to deal with wrongful accusations with debt-collecting companies.

Basically in this case I had a debt collecting company writing, phoning and harrassing me over a debt with which I have no idea what it was for and why.

After a while I sat down and wrote this, which was Jan 10th 2008 and to date I have had no reply and no further communication except for a letter explaining that they will send me the data I need within 30 days of which I have also never received.

I have blocked out pertinent, private information and anyone who wants to use this letter for themselves may do so.



10th January 2008

Data Protection Act 1998
SUBJECT ACCESS REQUEST


Dear Mr Duncan,

REF: 0000000

Further to your repeated threats of pre litigation and your persistent writing of letters and attempts to contact me by phone despite having personally told your phone staff that I have no idea what this debt is for, why you are harassing me in this way and how wrong it is for an organisation to demand money in this way I have no option but to delve further into this matter.

Therefore please accept this as a formal subject access request to obtain all the data and information your company holds on me. Please supply me with a complete list of account details, all the personal data and information you hold on me, listings of all accounts, charges, including but not limited to all material evidence relating to my alleged debt. Please include copies and details of all transactions, signed materials, contractual documentation and obligations and any other information that would be deemed as personal data so I can ascertain exactly what this £490.78 is being demanded for and indeed what product and/or service it is relating to.

It would also be immensely helpful to tell me who the supposed lender, Hitachi Nova is as I have never had any dealings with them at all and also some information on your organisation, Cabot Financial who I have also never heard of nor had any dealings in the past. The fact that you hold personal information about me when I have never given your organisation permission to do so is also of immediate and dire concern to me.

You have 40 days in which to comply with my subject access request in accordance with the data protection act. Furthermore, if I discover that you have attempted to make a spurious demand for money from me or if there is no documented evidence to support your claim for £490.78 I will be contacting an appropriate legal advisor with regards to harassment and extortion. Additionally any failure to comply with data protection law will also ensure that I contact the data protection commissioner to report you as necessary.

If there is specific information which you require in order to satisfy yourself as to my identity, please let me know by return. However, please note that the above address is the one which you normally use to communicate my private business to me and which you have hitherto found to be acceptable.

Yours sincerely,




XXXX XXXXX


So sock it to them and they will indeed go fuck themselves.

Cheers all and good luck. :)

[who elsie]

Excellent letter. It certainly pays to know your rights - and it seems to have done the trick. Well done!

[boots]

How to deal with wrongful accusations with debt-collecting companies.

Basically in this case I had a debt collecting company writing, phoning and harrassing me over a debt with which I have no idea what it was for and why.

After a while I sat down and wrote this, which was Jan 10th 2008 and to date I have had no reply and no further communication except for a letter explaining that they will send me the data I need within 30 days of which I have also never received.

I have blocked out pertinent, private information and anyone who wants to use this letter for themselves may do so.



So sock it to them and they will indeed go fuck themselves.

Cheers all and good luck. :)

Good stuff:) well written letter too.

Debt collection agencies are the easiest to tell them were to go. They do not have a contact with you and THEY know it. They are basically bullies and rely on us been gullible good slaves.


.

[false flag]

That's a great letter and maybe I could use it to tell the ATO (Australian tax office) to go and get well and truly stuffed. I have not classed myself as a Freeman of the land though..will this matter?
I have a so called debt of $1798.34 AUD with the ATO, for the last 6 years I have received no money back when submitting a tax return. Instead they take it off the amount owing. I have been stupid and blindly not saying or doing anything for 6 years but the fucks have been pushing me harder and harder.
Firstly they garnished my wages by 20% at my previous job and now they are expecting me to pay $32 a week with these vouchers they sent me. (should I tell them that I have not received them? and isn't there something fishy about writing your name all in capital letters?) anyway this amount will leave me struggling as I am paying off a car as well as rent weekly.
I have never been told what this debt is for. They took a court judgement against me (fucked up my credit rating big time) yet I was not present at the court, in fact I was never invited to go in the first place!
I have often thought I got this debt from pissing off a family member who was a high ranking free-mason (I accused masons of ritual abuse, another story!). After arguing with him I got an $8000 debt off the ATO, he has since passed away so I cannot question him about it. I do not have any investments, shares, property or other chattels that could be used by the ATO to hold debts against me. I have never earned above the threshold for paying back my HECS (university fees) because each financial year they send me a letter stating I owe them nothing...any help with this would be greatly appreciated as I have had a gutfull of the Aussie government and it corporation ATO.

[dondaz]

"The pen is mightier than the sword" is an adage coined by Edward Bulwer-Lytton in 1839 for his play Richelieu; Or the Conspiracy. The play was about Cardinal Richelieu, though in the author's words "license with dates and details... has been, though not unsparingly, indulged."The Cardinal's line in Act II, scene II, was more fully:
True, This! —
Beneath the rule of men entirely great,
The pen is mightier than the sword. Behold
The arch-enchanters wand! — itself a nothing! —
But taking sorcery from the master-hand
To paralyse the Cæsars, and to strike
The loud earth breathless! — Take away the sword —
States can be saved without it!
THE PEN IS MIGHTIER THAN THE SWORD - "The written word is more powerful than any physical weapon. The proverb has been traced back to 'Institution of Christian Prince' (1571) and 'Heptameron of Civil Discourses' (1582).

'No more sword to be feared than the learned pen,' was the form of proverb at that time.

Robert Burton (1577-1640) said that the 'pen is worse than the sword' (1621), and it was Edward Bulwer-Lytton (1803-73) who was the first to coin the current form (1839). This adage was first used in the United States in 'Clouded Moon' (1938) by M. Saltmarsh." From "Random House Dictionary of Popular Proverbs and Sayings" (1996) by Gregory Y. Titelman (Random House, New York, 1996).

[tien an]

That's a great letter and maybe I could use it to tell the ATO (Australian tax office) to go and get well and truly stuffed. I have not classed myself as a Freeman of the land though..will this matter?
I have a so called debt of $1798.34 AUD with the ATO, for the last 6 years I have received no money back when submitting a tax return. Instead they take it off the amount owing. I have been stupid and blindly not saying or doing anything for 6 years but the fucks have been pushing me harder and harder.
Firstly they garnished my wages by 20% at my previous job and now they are expecting me to pay $32 a week with these vouchers they sent me. (should I tell them that I have not received them? and isn't there something fishy about writing your name all in capital letters?) anyway this amount will leave me struggling as I am paying off a car as well as rent weekly.
I have never been told what this debt is for. They took a court judgement against me (fucked up my credit rating big time) yet I was not present at the court, in fact I was never invited to go in the first place!
I have often thought I got this debt from pissing off a family member who was a high ranking free-mason (I accused masons of ritual abuse, another story!). After arguing with him I got an $8000 debt off the ATO, he has since passed away so I cannot question him about it. I do not have any investments, shares, property or other chattels that could be used by the ATO to hold debts against me. I have never earned above the threshold for paying back my HECS (university fees) because each financial year they send me a letter stating I owe them nothing...any help with this would be greatly appreciated as I have had a gutfull of the Aussie government and it corporation ATO.

Have you watched the Winston Shrout series on off-setting this against the value of your bond?
I have to admit I'm not as advanced on the subject as I'd like to be, but I thought that was fundamental to becoming a Freeman-on-the-Land.
Specifically, on university fees, I'm sure you can find some help on a Robert Menard vid : seek and ye shall find.

[adzboarder]

Thanks for the comments guys and nice quotage there Dondaz, although I always prefer the Indiana Jones and the Last Crusade usage. I just put this up as I thought it might be handy or useful or food for thought.

So I am in no way an expert, and know nothing about the rules and stuff in Australia so cant really offer much help to you falseflag, but I wish you well and get stuck into fighting off these motherfuckers. I too have had money removed by my company payroll office for council tax, needless to say I was unimpressed but aside from biting the hand that feeds me I had to roll with it.

Any corporate entity (non-governmental) can be destroyed by letter. Use them well.

[lezenko]

Fantastic letter! I can see them looking through the dictionary just to find words that are as strong as yours!

Same bloody thing happened to me from debt collection, althought I was never in bloody debt in the first place

[stinker]

Cabot Financial are well known shit-sacks. For anyone in this situation, the above is sound advice. If these companies are acting in any way illegally or unethically, it's also well worth registering a complaint with Trading Standards via Consumer Direct.

Nothing will happen immediately, unless it's a gross breech. However, if Trading Standards get a glut of complaints, they will start prioritising.

It's easy to forget in this conspiracy mire, that there are also really good people that work within the system that can bring about change, if we help them do it by informing them about bad practice.

[boots]

That's a great letter and maybe I could use it to tell the ATO (Australian tax office) to go and get well and truly stuffed. I have not classed myself as a Freeman of the land though..will this matter?
I have a so called debt of $1798.34 AUD with the ATO, for the last 6 years I have received no money back when submitting a tax return. Instead they take it off the amount owing. I have been stupid and blindly not saying or doing anything for 6 years but the fucks have been pushing me harder and harder.
Firstly they garnished my wages by 20% at my previous job and now they are expecting me to pay $32 a week with these vouchers they sent me. (should I tell them that I have not received them? and isn't there something fishy about writing your name all in capital letters?) anyway this amount will leave me struggling as I am paying off a car as well as rent weekly.
I have never been told what this debt is for. They took a court judgement against me (fucked up my credit rating big time) yet I was not present at the court, in fact I was never invited to go in the first place!
I have often thought I got this debt from pissing off a family member who was a high ranking free-mason (I accused masons of ritual abuse, another story!). After arguing with him I got an $8000 debt off the ATO, he has since passed away so I cannot question him about it. I do not have any investments, shares, property or other chattels that could be used by the ATO to hold debts against me. I have never earned above the threshold for paying back my HECS (university fees) because each financial year they send me a letter stating I owe them nothing...any help with this would be greatly appreciated as I have had a gutfull of the Aussie government and it corporation ATO.

Checkout the links:)

http://www.loveforlife.com.au/node/5762

My Phone Call From ATO re Non-Lodgment Advice Form
This is from the Road Runner; interesting your thoughts appreciated...
[Mark's comments inside brackets]
Hi, I just finished a phone conversation with a Donna Skelton from the ATO (Queensland) who was asking me to clarify the documents I sent in about 3 months ago (i.e the non lodgment form from page 4 of the taxpack and a letter titled 'Notice of Correction of Previous Filing'.)
She was very friendly and cordial, and so was I.
I told her that I wanted to help her out as much as I could.
I told her immediately that I only accept correspondence in writing and that she should forward further correspondence to the postal location indicated on my original letter to them.
She said that as far as she could see I was a 'wage-earner' and that my filing of the non-lodgment advice was 'wrong', and that it also may constitute fraud.
[Oh really! No problem, I'm happy to accept your conclusion as long as you put that down on an affidavit and sign it please because I only accept any testimony under full and complete penalty of perjury.
hahahahaha
She would have said 'no way, I don't have to do that' to which you say I know you don't have to, but I take it by your refusal that you were telling me a porky, maybe even with intent to injure me, and also that you were giving misleading info which is a fraud bordering on gross negligence and could lead from a minor misdemeanour charge to a serious charge of gross negligence.
So was it your intent to deceive me or were you just testing the waters because if it was the second one, you better put on a life-raft because your boat is about to be torpedoed and sunk.
ahahahahahah
hooooooooooeeeeeeeeee
Iz ya havin fun yet?
Get the picture?
Just redraft them and conditionally accept their testimony/claim.
'Oh by the way, honey bun, pumpkin pie, sugar plum, I am recording this conversation'
hee hee
Watch em run, she would have hung up and never called you again.
hahahahahaa]
Then she said that the 'notice to agent is notice to principal' on my letter was 'not valid in Australia',
[Oh really, honey bun - pumpkin pie, I'll accept that as long as you will sign an affidavit so I can hold you accountable under your full and complete commercial liability.
So honey poo poo, keep on making your wild claims and I shall note that the cheque you're paying me is getting bigger and bigger, and by the way, the people listening to this recording will loooooooooove your wild claims and maybe, some might call you up and ask for a cheque from you too.
hahahahaha
use de fear aginst them!!!!]
only the US - which of course I conditionally accepted upon proof of claim. I acted innocent and said 'oh, really?, So you are saying that my sending a letter to you as an agent of the ATO is not effectively noticing the ATO' and she corrected me and said that she was an employee of the ATO, not an agent, right ...
[Is likely she is correct but we ain't going to split hairs ey?]
Then, having mentioned nothing about being a secured party-creditor (although it is on the letter), or being a non-taxpayer, or a dissenter or in any way arguing with what she said, upon mention of a notice of standing and claim of right (neither of which I have yet sent to the ATO) she said that it would be a 'mistake to go down this path', that 'thousands of people have tried and they are never successful.
[Oh, pleeeeeeeeeeease mam, may I have a copy of the list to verify your claim so I can see where the silly buggers went wrong because this bunny ain't so daft to make any silly billy mistakes like that and perhaps I could educate the silly dills to come back after you with some humongous injury claims you caused them pleeeease!]
It always ends in court...'...right...
[NO!, unless we cock it up.
Is getting easier to hold em accountable, but I must confess, oh geez, here I go testifying again, please indemnify me, that I find it thrilling facing the opponent face to face rather then over the phone but if you got to deal with them that way, then fire away and lets get them!!!
Key is HAVE NO FEAR AND USE WHAT TACTICS THEY USE AGAINST THEM
HAHAHAHAHA
HOOOOOOEEEEEEEEEE]
Again I conditionally accepted this upon proof of claim - though it is hard to say this and to keep sounding non-adversarial
[MUCH EASIER AND MORE NATURAL TO SAY --- HEY cheeky babe, I'm happy to accept that AS LONG AS bla bla bla i.e. as long as you can show that a person/taxpayer is NOT required to file a return and that a man/people is,
or as long as you can prove I am a person and not a man,
or .... I am a citizen/taxpayer/resident and NOT a man
.... That I live in Australia and am NOT a foreigner (living without the corporate fiction called Australia) ]
I didn't personally feel confident enough to do anything other than conditionally accept what she was saying and to ask for it in writing.
The call caught me off-guard somewhat, even though I called her back from a message she left, and then she called me again.
Good to know this, for the sake of others who will probably be questioned too.
I definitely need to follow this up with some kind of notice of standing and claim of right, rebutting their presumptions - ie. that I am a wage-earner.
[Do I really look like a 'wage earner' and not a man?
Geez, I better get me eyes checked lady.]
Hope it helps.




.