Free man & UK collection agencies

[alternative_answer]

Is there any one in the know who can write an example of a letter when responding to a UK collection agency who are acting on behalf of a company who you allegedly owe money to. And any other examples of responses to enforcement officers acting under statute.

[wise haven]

If it is consumer debt ignore collection agencies.
If debt collectors turn up on the doorstep.....
1. revoke implied license to be on your property by telling them to leave - if they do not leave phone the police because they are committing trespass and therefore likely to be causing a breach of the peace.
2. Do not sign anything, or let them in your property, or give you anything and do not give them any information (name, date of birth etc)
3. Tell them "I do not consent to a third party being involved in my affairs" Goodbye.

Do not give permission for a third party to be involved in the process. You contracted with the principle ie. the company you allegedly owe money to - no one else can be involved without your permission.

If you are not confident of the Freeman route seek advice from the Citizens advice bureau before doing anything. Advice is free, impartial and will give you thinking time until you develop a strategy.....they work for your benefit under your instructions once you have been advised of the options open to you.

Ignore debt collection agencies but do not ignore the company you contracted with or you will go into dishonour and judgement will go against you.

Do not, I repeat do not ignore ignore the company you are in conflict (whoops! negotiation not conflict...important that) with.
Always remain in negotiation (not conflict)and try to achieve remedy with the company that alleges debt.

This information is a guide - please educate yourself further using the Freeman information that abounds in this forum - If in the UK, my only "advice" is to visit the CAB - Free, impartial and comprehensive legal advice available for all................before doing anything else.

Good luck!

[lessgov2007]

This works well for me...

Dear Collection Agency,

The following are the options I am willing to do to resolve this matter.













Bye

[alternative_answer]

Thanks, I'm getting my head around this free man stuff, I have never conflicted with the original company, just asked them questions about the contract. I did kinda wonder about a 3rd party being involved and that I had not contracted with them. I will follow this route by way of not contracting with them and will quote common law.

[alternative_answer]

This works well for me...

Dear Collection Agency,

The following are the options I am willing to do to resolve this matter.













Bye

Are you saying you will never get involved with them??

[lessgov2007]

Are you saying you will never get involved with them??

I was being funny... You would need to see your original contract, see if it says anything about them holding the option to sell the contract to a third party. If they didn't put that in writing, then I don't see them having a legal leg to stand on. But I'm no legal expert either.

[ag3nt5mith]

Dear Sir/Madam

I refer to your letter dated the 5/12/2008 in which you allege there is an outstanding balance of £??.?? owed by me to your client ?????.

I do not acknowledge any such debt either to your company or to ?????.

I ask that you no longer process my data and that you cease all further communications as is my right under Section 10, subsection (1) of the Data Protection Act 1998.
You have 21 days from receipt of this letter to state that you comply or intend to comply with my request. Should you not comply or intend to comply, you are to state your reasons as to why.

Please be aware that I will regard any further approaches other than in writing as harassment under S40 of the Administration of Justice Act 1970, and any inappropriate written contact as harassment under that Act or S1 of the Malicious Communications Act 1988.
As such you are now to cease any telephone calls to my residence or workplace. Furthermore, should it be your intention to arrange a "doorstep call", please remember that there is only an implied license under English Common Law for certain people to visit me on my property without express permission; the postman and people asking for directions etc (Armstrong v. Sheppard and Short Ltd [1959] 2 Q.B. per Lord Evershed M.R.).
Please therefore take note that, I revoke license under English Common Law for you, or your representatives to visit me at my property and if you do so without my permission, you will then be liable to damages for a tort of trespass. You would also be conspiring in a trespass if you sent someone to visit me nevertheless.

Should you decide to ignore or continue to contact me about the alleged debt, I would ask that you provide documented proof that a) the debt exists and b) you are acting legally in your instruction for the alleged debt.

Failure to comply with any of the requests in this letter will result in further action being taken by me. This may include and may not solely be restricted to a complaint being made to The Office of Fair Trading and the Credit Services Association with regard to your professional conduct.

Please note that you will receive no further correspondence from me on this matter. The only communication I would now expect to receive from you would be confirmation that the matter is now closed.

This matter is not going to go away and ignoring the problem could potentially make your situation worse and I therefore strongly recommend that you heed the contents of this letter.

Regards

John-Henry:Smith the 1st

[alternative_answer]

Dear Sir/Madam

I refer to your letter dated the 5/12/2008 in which you allege there is an outstanding balance of £??.?? owed by me to your client ?????.

I do not acknowledge any such debt either to your company or to ?????.

I ask that you no longer process my data and that you cease all further communications as is my right under Section 10, subsection (1) of the Data Protection Act 1998.
You have 21 days from receipt of this letter to state that you comply or intend to comply with my request. Should you not comply or intend to comply, you are to state your reasons as to why.

Please be aware that I will regard any further approaches other than in writing as harassment under S40 of the Administration of Justice Act 1970, and any inappropriate written contact as harassment under that Act or S1 of the Malicious Communications Act 1988.
As such you are now to cease any telephone calls to my residence or workplace. Furthermore, should it be your intention to arrange a "doorstep call", please remember that there is only an implied license under English Common Law for certain people to visit me on my property without express permission; the postman and people asking for directions etc (Armstrong v. Sheppard and Short Ltd [1959] 2 Q.B. per Lord Evershed M.R.).
Please therefore take note that, I revoke license under English Common Law for you, or your representatives to visit me at my property and if you do so without my permission, you will then be liable to damages for a tort of trespass. You would also be conspiring in a trespass if you sent someone to visit me nevertheless.

Should you decide to ignore or continue to contact me about the alleged debt, I would ask that you provide documented proof that a) the debt exists and b) you are acting legally in your instruction for the alleged debt.

Failure to comply with any of the requests in this letter will result in further action being taken by me. This may include and may not solely be restricted to a complaint being made to The Office of Fair Trading and the Credit Services Association with regard to your professional conduct.

Please note that you will receive no further correspondence from me on this matter. The only communication I would now expect to receive from you would be confirmation that the matter is now closed.

This matter is not going to go away and ignoring the problem could potentially make your situation worse and I therefore strongly recommend that you heed the contents of this letter.

Regards

John-Henry:Smith the 1st
Genius!!!! :D

[red_ram]

Dear Sir/Madam

I refer to...

That letter gives hard-ons to those in debt.

[tom bombadil]

Found this....

http://criminal-bailiffs.angelfire.com/index.htm


What do you think guys?

Scrol down to the templates.



Tom.

[ag3nt5mith]

Nice find Tom, that's getting bookmarked.

Tanks.

They expect you not to do the leg work in cases like these, most will just pay and not speak out or ask questions.

Every bit of information you find arms you against them.

There is a reason why it is said that "The pen is mightier than the sword".

I love language, I wish I knew them all, from numbers to Japanese.

To quote a hero of mine "Words offer the means to meaning" V.

[alternative_answer]

I found this thread which I started an age ago.